Our services
Fintech & Digital Finance
Innovation is reshaping the financial services industry. Payment solutions, embedded finance, digital platforms, electronic money, blockchain-based services and emerging technologies are creating new business opportunities while attracting increasing regulatory scrutiny.
Dorothée Ciolino brings a distinctive perspective to FinTech and digital finance matters, combining legal, regulatory and business expertise acquired across the financial services and technology sectors. Her experience spans the full spectrum of the industry, enabling her to provide practical and commercially focused advice tailored to innovative businesses and regulated institutions alike.
Practice Areas
● FinTech and digital finance
● Payment services and payment solutions
● Electronic money institutions (EMIs)
● FinTech business models and regulatory analysis
● Digitalisation of financial services
● Artificial intelligence due diligence
● IT outsourcing arrangement (including cloud outsourcing arrangement)
● Technology, software and platform agreements
● SaaS, PaaS and cloud-based services
● Embedded finance and innovative payment ecosystems
● Digital assets and emerging technologies
● Data protection and technology-related compliance
Our clients
The FinTech sector continues to attract entrepreneurs, investors and established financial institutions.
We regularly advise:
FinTech start-ups and scale-ups
Payment service providers
Electronic money institutions
Technology and software companies
Crypto Assets Services Providers
Digital platform operators
Banks and financial institutions
Investors and founders of start-ups
International groups establishing innovative activities in Luxembourg
Why clients choose QATCHOVA for FinTech matters?
Clients choose Qatchova not only for its legal and regulatory expertise, but also for its understanding of the commercial, operational and technological realities of innovative businesses.
While navigating the evolving legal and regulatory framework applicable to digital finance activities, we assist our clients in the transformation of innovative ideas into sustainable and compliant business models.
To support businesses operating across multiple jurisdictions, we work closely with an extensive network of specialised advisers and international counsel, ensuring seamless support for cross-border projects and expansion strategies.
Dorothée Ciolino
Partner | Fintech & Digital Finance
Contact
Helping FinTech innovators transform ideas into regulated, scalable and sustainable businesses.